11 hours
2017-11-222017-12-21

Consumer Credit Review Manager

Richmond, VA
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  • Job Code
    capitalone2-R35228
Company Capital One

Job Title: Consumer Credit Review Manager

JobID: capitalone2-R35228

Location: Richmond, VA, 23261, USA

Description: West Creek 3 (12073), United States of America, Richmond, Virginia



At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.



Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.



Consumer Credit Review Manager



**Title: Consumer Credit Review Manager**



**Level:** Manager



**Summary:**



The Credit Review Manager is responsible for executing an independent, risk-based assurance review of assigned platforms within Capital One’s Consumer credit portfolio, including assessment of credit practices, effectiveness of policy implementation and risk rating accuracy. The portfolios include Card (domestic and international), Auto Loans and Home Loans/ Home Equity. The Manager will contribute towards the execution of the annual Credit Review operating plan and provide training, coaching and coordination of cross-functional teams within Credit Review in the process. This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.



**Primary Responsibilities:**



-Developing, managing and executing a risk-based review plan covering consumer line(s) of businesses both portfolio and transactional level testing



-Assessing the accuracy of overall portfolio asset quality



-Identifying credit process weaknesses



-Identifying emerging trends and issues



-Identifying gaps in credit policy



-Aggregation and tracking of identified issues to resolution



-Communication of Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message



-Report results and issues verbally and in writing to executive management and internal credit and risk senior executives.



-Build and maintain high trust relationships with senior credit risk management, senior lending associates, and regulators



-Act as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.



Qualities Desired:



-3 years of experience influencing senior level executives or 3 years of experience influencing regulators



**Basic Qualifications**



-Bachelor’s degree or Military experience



-At least 5 years of experience in credit risk management, or at least 5 years of experience in corporate credit analysis, or at least 5 years of experience in a Credit Review assurance role



**Preferred Qualifications**



-Master’s degree



-CFA or CPA



-Formal Credit Training from a large national or regional bank or equivalent training in a regulatory office (e.g. OCC, Federal Reserve)



-10 years of experience in credit risk management or 10+ years of experience in corporate credit analysis or 10+ years of a Credit Review assurance role



**_​_** **_At this time, Capital One will not sponsor a new applicant for employment authorization for this position._**



Categories

  • Management

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.                                               


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Consumer Credit Review Manager

Capital One
Richmond, VA

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Richmond, VA

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