1 day old
2017-12-142018-01-13

SBA Underwriter II

Richmond, VA
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  • Job Code
    capitalone2-R38397
Company Capital One

Job Title: SBA Underwriter II

JobID: capitalone2-R38397

Location: Richmond, VA, 23261, USA

Description: East Shore 2 (12025), United States of America, Glen Allen, Virginia



At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.



Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.



SBA Underwriter II



At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and CEO Richard Fairbank, Capital One is working to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.



About Small Business Lending:



We believe Small Businesses are the heart and soul of what drives our communities and economy forward with their passion and dedication to their work and customers. Beyond our customers, they are our family, friends and neighbors. As the Capital One Small Business Bank group, we’re passionate about reinventing the way Small Businesses successfully manage their money, engage with their bank, and build meaningful financial lives. It’s audacious work at a massive scale. Our group is relatively new to Capital One and we don’t shy away from challenging the status quo. Our inspiration is our small business customer — their ingenuity, scrappiness and relentless optimism for the future.



Summary:



Underwrites and approves small business loan requests with an MPE of up to $5 million. The SBA Underwriter II approves, conditions, or declines new loan requests up to the limit of their commercial loan authority in accordance with Capital One Bank loan policy and portfolio performance objectives; or underwrites and then recommends approval on loan requests that are more than their commercial loan authority. These requests are submitted to either a SBB Underwriting Manager or Credit Officer for final approval. SBA Underwriter II performs, WACs, interim and annual reviews on SBA portfolio loans.



Responsibilities:



+ Provides outstanding customer service to business bankers, branch managers, and business loan advocates daily

+ Recommends commercial loan risks rating grades as part of the loan underwriting process or on an as needed basis in the interim

+ Works with Small Business Bankers and SBA Managers in structuring loan requests in a manner which will best mitigate lending risks while meeting borrower needs

+ Delivers a great overall customer experience working closely with the Business Loan Advocates that are accountable of the end to end loan process from application to funding

+ Ensures appropriate application of all bank and line of business policies and procedures; supporting and driving adherence to regulatory compliance requirements

+ Is proactive about identifying and delivering improvements in our Small Business policy, underwriting, and/or risk management, performs special project work as appropriate



**Basic Qualifications:**



+ Bachelor’s Degree or military experience

+ At least 3 years of SBA underwriting experience



**Preferred Qualifications:**



+ Completion of a formal credit training

+ 5 years of SBA underwriting experience

+ 5 years of credit administration, loan underwriting or commercial lending experience



At this time, Capital One will not sponsor a new applicant for employment authorization for this position.



Categories

  • Financial Services
  • Management

At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.                                               


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SBA Underwriter II

Capital One
Richmond, VA

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Capital One
Richmond, VA

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